How much should I save for retirement annually?

A common rule of thumb is to save 15% of your gross annual income for retirement, but this depends on your age, current savings, and desired retirement lifestyle.

What is the 4% rule in retirement?

The 4% rule suggests that if you withdraw 4% of your retirement portfolio in the first year and adjust for inflation each following year, your money should last for 30 years.

Should I use a 401(k) or an IRA?

Both have tax benefits. A 401(k) is often best if your employer offers a match (free money!), while an IRA offers more investment choices and can be used in addition to a 401(k).

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Expert Guide for Gillette Residents

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